Philip Bird - Director of Non-Motor and SME Underwriting

Philip started his career working for Guardian Royal Exchange in the London Market, focusing on the underwriting of property insurance. Joining Royal London in 1989, he developed a provincial broker operation for commercial lines business, managing their underwriting team. 

In 1996, Phil joined Guardian Direct as Household Underwriting Manager and, following the merger with AXA, he became Household Underwriting Manager for all distribution lines. 

Phil joined Groupama Insurances in 2004, from the role of Head of Product Development at AXA. He takes responsibility for all technical and pricing aspects of the company’s non-motor and SME accounts. 

A graduate in Economics, Phil is also an Associate of the Chartered Insurance Institute.