Cleaning
Our specialist product designed for Cleaning Contractors covering their business activities.
Please refer to the policy wording for full details of cover and applicable terms and conditions.
Overview
Exclusively Cleaning is our specialist product designed for Cleaning Contractors covering their business activities including liability for damage to customers’ property being worked upon and failure to secure clients’ premises.
Who is it for?
Businesses involved in the cleaning of private residential property, new builds, public houses, offices, shops, hotels, schools, carpets and upholstery, including window cleaning using extended reach water fed pole systems.
Commission
Variable commission of up to 30% available
Minimum premiums
Minimum premiums start at £400 plus IPT
How to get a quote
Via our underwriters in Manchester and London
Cover
Please be aware that conditions apply to the features and benefits below.
Core cover
| Cover | Exclusively Cleaning |
|---|---|
| Public and Products Liability | limits of indemnity up to £5,000,000. This protects the business against legal liability to customers and third parties, including liability for damage to customers’ property being worked upon and failure to secure clients’ premises. |
| The following cover extensions are also included |
|
Optional covers available
| Cover | Exclusively Cleaning |
|---|---|
|
Employers’ Liability |
This protects the policyholder by providing cover for legal liability in respect of injury sustained by any employee, arising out of and in the course of their employment. |
|
Loss of Keys |
This provides cover against legal liability for loss of keys belonging to customers of the policyholder whilst in the custody of the policyholder. |
Excesses
| Cover | Standard Excess |
|---|---|
| Public Liability (property damage) | £500 |
| Products Liability (property damage) | £500 |
| Damage to Property whilst being cleaned including Treatment Damage | £500 |
| Misuse of Customers’ Telephones | £250 (or the first 10% of each and every claim, whichever is the greater) |
| Financial Loss | £500 (or the first 10% of each and every claim, whichever is the greater) |
| Failure to Secure Premises | £500 |
| Customers’ Property Removed for Cleaning | £500 |
| Destruction or Disposal of Customers’ Property in Error | £500 |
| Loss of Keys | £250 |
| Professional Indemnity | £500 |
Benefits
Policy benefits
| Benefit | Exclusively Cleaning |
|---|---|
|
Highly competitive premiums and terms for target risks with proven claims experience |
 |
|
Direct access to experienced underwriters to discuss individual risks and potential schemes for volume business |
|
|
Variable commission of up to 30% available |
|
Risk appetite
Trades we are particularly competitive on
|
Businesses involved in the cleaning of | Exclusively Cleaning |
|---|---|
| private residential property | |
| new builds | |
| public houses | |
| offices | |
| shops | |
| hotels | |
| schools | |
| carpets and upholstery | |
| window cleaning extended reach water fed pole systems | |
Literature
Exclusively Cleaning
- Exclusively Cleaning summary of cover (PDF, 70 Kb)
Reference: None
Published: 10 October 2011 - Exclusively Cleaning policy wording (PDF, 1,474 Kb)
Reference: None
Published: 10 October 2011 - Exclusively Cleaning policy leaflet (PDF, 979 Kb)
Reference: None
Published: 10 October 2011 - Exclusively Cleaning proposal form (PDF, 70 Kb)
Reference: None
Published: 08 November 2011
