Professional Indemnity
Our Professional Indemnity insurance provides cover for breach of professional duty by the policyholder, employees and any contractors working on their behalf.
Please refer to the policy wording for full details of cover and applicable terms and conditions.
Overview
Who is it for?
Optima Professional Indemnity is appropriate for a wide range of miscellaneous trades and professions can be covered, including:
| Trade | Optima Professional Indemnity |
|---|---|
| Computing and telecoms |  |
| Consultants and trainers | |
| Advertising, design and marketing | |
| Interpreters and translators | |
| Electricians | |
However it is not appropriate for Accountants, Architects, Dentists, Doctors, Insurance Brokers, Solicitors, Surveyors and other “traditional” professions where established markets and trade association schemes are in place.
How to get a quote
Cover
Optional covers available:
| Cover | Optima Professional Indemnity |
|---|---|
| Public/Products Liability | |
| Employers Liability | |
| Office Contents including Computer cover, Business Interruption and Money | |
| Portable Business Equipment | |
| Legal Expenses | |
| Personal Accident | |
Benefits
Policy benefits
| Benefit | Optima Professional Indemnity |
|---|---|
| Rated on a per capita basis |
|
| Limits of indemnity range from £50k to £5m | |
| Cover is worldwide (excluding USA/Canada) for UK based businesses other than Northern Ireland | |
Literature
Optima Professional Indemnity
- Optima Professional Indemnity policy summary (effective from 1 March 2012) (PDF, 153Kb)
Reference: None
Published: 18 January 2012 - Optima Professional Indemnity policy wording (effective from 1 March 2012) (PDF, 450kb)
Reference: GR114
Published: 18 January 2012
