Security
Our specialist commercial product designed specifically for security and alarm companies.
Please refer to the policy wording for full details of cover and applicable terms and conditions.
Overview
Exclusively Security provides cover for business activities including liability for inefficacy specifically for security and alarm companies. It offers a focused range of covers with the flexibility to add extensions to suit each specific risk.
Who is it for?
Businesses involved in manned security guarding, alarm installation and maintenance, CCTV installation and maintenance and fire extinguisher supply and maintenance.
Commission
Variable commission of up to 30% available
Minimum premiums
Minimum premiums start at £400 plus IPT
How to get a quote
Via our underwriters in Manchester and London
Cover
Standard package provides
| Cover | Exclusively Security |
|---|---|
| Public and Products Liability | limits of indemnity up to £5 million. This protects the business for legal liability to customers and third parties, including liability for inefficacy and contractual liability |
| The following cover extensions are also included |
*Higher limits are available upon request. |
Optional covers available
| Cover | Exclusively Security |
|---|---|
|
Employers’ Liability |
This protects the policyholder by providing cover for legal liability in respect of injury sustained by any employee, arising out of and in the course of their employment. |
|
Fidelity Guarantee |
This covers the policyholder for direct loss of money or goods belonging to the policyholder or their customers, caused by any act of theft committed by employees. |
| Money |
This provides cover against legal liability for loss of, or damage to, consignments of money belonging to customers of the policyholder, from the time that the policyholder accepts responsibility in writing for each consignment of money until acceptance in writing by the customer or other consignee. |
Excesses
| Cover | Standard Excess |
|---|---|
| Public Liability (property damage) | £250 |
| Products Liability (property damage) | £250 |
| Inefficacy and Contractual Liability (property damage) |
|
| Products Inefficacy (property damage) | £500 |
| Wrongful Arrest | £100 |
| Loss of Keys | £50 |
| Financial Loss | £500 (or the first 10% of each and every claim, whichever is the greater) |
| Professional Indemnity | £500 |
| Money | £100 |
| Fidelity Guarantee | £250 |
Benefits
Policy benefits
| Benefit | Exclusively Security |
|---|---|
|
Competitive premiums and terms for target risks with proven claims experience |
|
|
Direct access to experienced underwriters |
|
|
Variable commission of up to 30% available |
Risk appetite
Trades we are particularly competitive on
| Businesses involved in | Exclusively Security |
|---|---|
| manned security guarding | |
| alarm installation and maintenance | |
| CCTV installation and maintenance | |
| fire extinguisher supply and maintenance |
Literature
Exclusively Security
- Exclusively Security summary of cover (PDF, 67 Kb)
Reference: None
Published: 19 October 2011 - Exclusively Security policy wording (PDF, 318 Kb)
Reference: None
Published: 26 July 2011 - Exclusively Security policy leaflet (PDF, 960 Kb)
Reference: None
Published: 26 July 2011 - Exclusively Security proposal form (PDF, 444 Kb)
Reference: None
Published: 16 August 2011
