Property insurance for commercial property
Our property insurance for commercial property provides a wide cover on a flexible basis. There are options to include a number of extensions and additional benefits specifically designed for this type of business.
Our property insurance for commercial property is only available through brokers. Their knowledge and expertise means that you will get the best cover at a price that's right for you. If you would like to get a quote we can point you towards a local broker.
Policy features
Please be aware that conditions apply to the features and benefits below.
- Non invalidation
- Capital additions 10% of buildings sum insured (maximum £250,000)
- Purchasers interest
- 24 hour legal helpline on tax and employment matters
- 24 hour Solaglass replacement glazing
- Business interruption automatically includes denial of access, public utilities, and closure of premises due to vermin, pests, defective drains and defective sanitation up to £25,000 limit
- Liability sections include court attendance compensation with limits of £500 per day for director or partner and £250 per day for employees
Make a claim
To make a claim call
0870 600 2123
9am-5pm weekdays
Assistance is available on this number 24 hours a day
Product literature
- Optima Property summary of cover for commercial property - all risks (PDF, 47Kb) - This link opens in a new browser window
- Optima Property summary of cover for commercial property - fire and special perils (PDF, 47Kb) - This link opens in a new browser window
- Optima Property policy wording for commercial property - all risks (PDF, 171Kb) - This link opens in a new browser window
- Optima Property policy wording for commercial property - fire and special perils (PDF, 172Kb) - This link opens in a new browser window
