Bike insurance
Groupama is now one of the UK's leading motorcycle insurers. Optima Bike is our competitively priced motorcycle insurance product, which has been designed to attract a broad range of motorcyclists with good driving records. It covers a wide range of models and provides extensive cover.
Policy features
Please be aware that conditions apply to the features and benefits below.
Comprehensive and third party fire and theft policies include as standard
- Loss of or damage to the motorcycle, its accessories and spare parts caused as a result of certain events including fire and theft;
- Third party legal liability cover for property damage up to £20,000,000;
- 24 hour accident/theft emergency helpline;
- Premium discounts available for motorcycles fitted with approved security devices;
- Premium discounts available for restricted riding;
- Third party only cover for riding other motorcycles;
- Loss of or damage to any standard manufacturer fitted satellite navigation or audio equipment;
- Loss of motorcycle keys and replacement of locks up to £400;
- Cover will be automatically extended to that shown in the policy schedule whilst travelling within the European Union, subject to a 90 day length restriction;
- Cover is offered to both provisional and full UK motorcycle licence holders;
- No claims discount available up to nine years;
- Guaranteed repairs for three years with a partnership repairer.
Comprehensive policies also include as standard
- Loss of or damage to the motorcycle, its accessories and spare parts caused as a result of certain events including accidents;
- £50 towards overnight hotel accommodation if motorcycle cannot be ridden as a result of damage that is covered under the policy following an accident;
- New motorcycle replacement if the insured motorcycle is the subject of a total loss claim, is under 6 months old and registered as new in the policyholder's name.
Would like to know more or get a quote?
Our bike insurance policy is only available through brokers. Their knowledge and expertise means that you will get the best cover at a price that's right for you. If you would like to get a quote we can point you towards a local broker.
