Optima Bike
Optima Bike is Groupama's motorcycle policy, with premiums calculated on lifestyle factors. We provide cover for scooters, mopeds and smaller motorcycles and are particularly competitive for customer's who are experienced riders wanting insurance for a motorcycle over 400cc.
Comprehensive and third party fire and theft policies include as standard:
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Loss of or damage to the motorcycle, its accessories and spare parts caused as a result of certain events including fire and theft;
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Third party legal liability cover for property damage up to £20,000,000;
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24 hour accident/theft emergency helpline;
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Premium discounts available for motorcycles fitted with approved security devices;
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Premium discounts available for restricted riding;
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third party only cover for riding other motorcycles;
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Loss of or damage to any standard manufacturer fitted satellite navigation or audio equipment;
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Loss of motorcycle keys and replacement of locks up to £400;
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365 days full policy cover free whilst travelling within the European Union;
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No claims discount available up to nine years;
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Guaranteed repairs for three years with a partnership repairer.
Comprehensive policies also include as standard:
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Loss of or damage to the motorcycle, its accessories and spare parts caused as a result of certain events including accidents;
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£40 towards overnight hotel accommodation if motorcycle cannot be ridden as a result of damage that is covered under the policy following an accident;
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New motorcycle replacement if the insured motorcycle is the subject of a total loss claim, is under 6 months old and registered as new in the policyholder's name.
PLEASE NOTE: Terms and conditions may apply in relation to some of the benefits detailed above. For more information please contact your insurance adviser.
