Groupama Home

If you know the rebuilding cost of your property, and the replacement as new of the contents of your home then this policy could be the one for you. This product allows you to choose exactly the cover you require to safeguard your home and it’s contents.

There are two levels of cover that are available:

Standard Cover - this level of cover will protect your buildings and contents from loss or damage caused by risks such as fire, flood, theft, subsidence and many more.

Accidental Damage Cover - provides all the benefits of Standard Cover and in addition provides you with the peace of mind that if an accident occurs within your home you adequately protected.

Features Include:

Buildings:

• Provision of alternative accommodation if your home becomes uninhabitable as a result of loss or damage covered by the policy.

• Cover for accidental breakage of fixed glass, fitted ceramic hobs and sanitary ware.

• We provide cover up to £5,000 for removing and repairing, replacing or reinstating any part of the buildings when this is necessary to find the source of a water leak.

• Provision of up to £2 million pound in respect of liabilities you may incur as owner of the property.

Contents:

• Cover for Valuables up to 40% of the sum insured.

• Temporary removal of contents into halls of residence or student accommodation is included up to £5,000.

• Provides up to £1,000 for replacement of door and window locks if your keys are stolen or lost.

• Accidental damage to audio, audio visual and computer equipment is included as standard.

In addition to the above you may wish to insure items whilst they are away from the home.

We can provide cover for your personal effects outside your home within the United Kingdom and up to 60 days anywhere in the world. This cover and limits are detailed below:

Extra Protection

If you select this additional feature you will be entitled to the following:

• Any one personal effect will be covered up to £1,500.

• Sports Equipment is included for £1,000.

• Pedal Cycles are included up to £750.

• Personal Money and Credit Cards cover is incorporated for £500.

PLEASE NOTE: Terms and conditions may apply in relation to some of the benefits detailed above.  For more information please contact your insurance adviser.