Optima Van

Optima Van, Groupama's commercial vehicle insurance is available through insurance intermediaries via Full Cycle EDI from most software houses.

The premiums for Optima Van will be most competitive where the proposer has an established business and where the vehicle does not exceed 3.5 tonnes. Groupama also offer highly competitive terms for new start-up businesses and for your customers who simply use their van for Social Domestic and Pleasure purposes.

The policy includes as standard:

  • Free replacement vehicle for 14 days whilst insured vehicle is being repaired at a Groupama Partnership Repairer.

  • 365 days full policy cover FREE whilst travelling abroad, within the European Union.

  • Third party legal liability cover for property damage up to £5,000,000.

  • Audio Equipment cover extended to include Satellite Navigation Equipment.

  • Personal Accident, Personal Effects and Medical Expenses cover included.

  • Replacement vehicle locks if keys are lost or stolen.

  • Necessary cost of overnight accommodation after an accident if insured vehicle is not able to be driven.

  • Cover for third party towing risks whilst a trailer is attached to the insured vehicle.

  • No Claim Discount Protection option for qualifying policyholders.

  • Guaranteed repairs with a Partnership Repairer.

  • 24 hour telephone claims service – no lengthy and time consuming forms to fill in.

  • 24 hour accident/theft emergency helpline.

  • 24 hour windscreen repair/replacement helpline.

  • Premium discounts available for vehicles fitted with approved security devices.

  • Premium discounts available for restricted driving.

PLEASE NOTE: Terms and conditions may apply in relation to some of the benefits detailed above.  For more information please contact your insurance adviser.