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Big enough to deliver, small enough to care

Car insurance from Groupama

Car insurance

Our competitively priced private car insurance is designed to appeal to lower risk motorists with good driving records. Our policy covers a wide range of vehicles and provides extensive cover to meet your motor insurance requirements.

Our car insurance policies are only available through brokers. Their knowledge and expertise means that you will get the best cover at a price that's right for you. If you would like to get a quote we can point you towards a local broker.

Policy features

Please be aware that conditions apply to the features and benefits below.

Comprehensive and third party fire and theft policies include as standard

  • Guaranteed repairs with a partnership repairer.
  • New car replacement if the car is under 12 months old, and you are the first or second registered keeper (where the first owner is a main dealer of the car manufacturer).
  • Third party property damage cover up to £20m.
  • Up to £250 payable to replace child car seats even if they do not appear to be damaged following an event covered by the policy.
  • Loss of car keys and replacement of locks up to £400.
  • 365 days of policy cover whilst travelling within the European Union.
  • Your no claim discount will be maintained and no excess will apply in the event of an accident with an identified driver who is not insured, where the accident was completely the fault of the uninsured driver.

Comprehensive policies include as standard

  • Up to £100 towards overnight accommodation or travel expenses if the policyholder and passengers cannot continue their journey following an accident.
  • Up to £5,000 personal accident cover for both the policyholder and their partner if accidentally injured in the European Union.
  • Up to £200 (any one event) for loss of or damage to personal belongings.
  • Up to £100 medical expenses cover for each injured person in the policyholder's car.
  • Up to 28 days temporary replacement car whilst the car is being repaired by a Groupama partnership repairer.
  • Broken glass cover for the cars windscreen, back windscreen, sunroof and side windows.